External Links

College Insurance Program (CIP)

CIP Benefits Upcoming Webinars

Free Webinars offered for current employees and retirees. Topics include Wellnes (Weight Loss, Mindfulness, etc.), Work/Life for Employees and Managers, Embracing Differences, and more. Offers change regularly.

College Insurance Program (CIP)

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CIP Total Retiree Advantage Illinois (TRAIL) Member TRAIL 

The State of Illinois offers members under the College Insurance Program (CIP), a healthcare program called Total Retiree Advantage Illinois (TRAIL). This program provides eligible members and their covered dependents, comprehensive medical and prescription drug coverage through Medicare Advantage Prescription Drug plans commonly referred to as “MAPD” plans. The CIP program also includes vision coverage through EyeMed, and dental coverage through Delta Dental.

All Illinois counties have an HMO and PPO option.

Eligibility Highlights for CIP TRAIL Program

  • Retirees and survivors of the State, CIP and TRIP group insurance programs.
  • Retiree and all covered dependents must be enrolled in Medicare Parts A and B. See Eligibility Criteria for more details.
  • Non-Medicare households must seek benefits under the non-Medicare programs offered by the State, which are described on the Benefits website at

CIP Frequently Asked Questions (FAQ)

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